| Having kids means having to make a lot of | | | | This card is great for the rewards alone, but |
| purchases. Whether you're talking about the | | | | the terms of the card are also very |
| extensive list of things you'll need for your | | | | attractive. There's no annual fee, and you'll |
| new arrival or just the holiday and birthday | | | | enjoy a 0% APR on your purchases for the |
| shopping you have to do for your five year | | | | first six months that you own the card. |
| old, you can expect your kids to take a chunk | | | | You'll also have a 0% APR on all balance |
| out of your paychecks on a regular basis. The | | | | transfers during the first six months. After |
| Toys "R" Us and Babies "R" Us MasterCard can | | | | the six month introductory period, your APR |
| help make that chunk just a little bit | | | | will move to just 15.24%, better than most |
| smaller. | | | | other cards on the market today. That low |
| | | | rate applies to your balance transfers as |
| Not only does this card help you earn four | | | | well. Should you ever need to use the card |
| points for every dollar you spend in a Toys | | | | for cash, you don't have to worry about |
| "R" Us or Babies "R" Us store, it also helps | | | | exorbitant fees or rates there either. You'll |
| you to earn a point for every single dollar | | | | enjoy just a 24.24% APR on cash advances. If |
| you spend on the card period. That means that | | | | your little one needs to visit the ER in the |
| whether you're buying groceries or filling up | | | | middle of the night, don't hesitate to get |
| the car to take the kids to a museum, you're | | | | cash at an ATM to cover the bills. |
| earning the rewards you need to keep your | | | | |
| kids rolling in the things they love. Just | | | | There's a twenty day grace period for |
| one thousand points means savings | | | | repayment of all purchases, and the card |
| certificates to either store, and you can | | | | itself is sponsored by Chase Bank, the |
| earn up to two savings certificates per | | | | leading name in credit cards today. You know |
| month. Those kinds of discounts can add up in | | | | you're going to spend money on your kids at |
| a hurry, and they're certain to help you make | | | | Toys "R" Us and Babies "R" Us anyway, let the |
| all of those necessary purchases for your | | | | Toys "R" Us and Babies "R" Us MasterCard help |
| baby or your older child. | | | | you save money while doing so. |
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