| Most of the secrets for paying less
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| | the item online to see where you can find
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| involve planning ahead in when you
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| | the best offer. Or you can call stores in
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| buy,where you buy,and how you buy. Here's
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| | your area to find out their prices to
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| some ideas to help you started pinching
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| | compare. If it's a must have, you'll
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| every penny.Food1. Shop at a "bag your
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| | probably save big bucks if you
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| own" grocery store. You can save a bundle
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| | wait.Automotive1. Store Connections. Find
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| shopping at these types of stores. The
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| | a gas station that's part of a grocery
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| difference is considerable.Look in the
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| | store. These places are normally at least
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| phone book or on the net for stores in
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| | several cents cheaper than their
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| your area.2.Sign up for club cards.
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| | competitors. Some also have club cards
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| They're usually free and they make you
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| | that let you earn additional cents per
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| eligible for certain discounts, so why
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| | gallon when you buy groceries from them.
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| not join? Some stores that have these
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| | When purchases reach a certain level,
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| cards keep tracks of your purchases and
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| | another fuel discount is earned. Good
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| when you reach a certain level you'll get
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| | thing is, these club cards are most often
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| another coupon on top of your
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| | free.2. Don't fill up on Saturdays. In
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| savings.3.Buy meat at the market. Besides
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| | some areas, gas will go up on Saturdays
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| fresh meat and terrific prices, at a meat
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| | and just before holidays. Planning ahead
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| market, you decide the quantity you buy.
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| | will come in handy.3. Avoid freeway gas
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| No prepackaging here.If you want 3/4
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| | stations. Gas stations on the exit off
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| pound of ground turkey, that's what
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| | the freeway tend to cost more than one a
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| you'll get.4. Buy at a bakery outlet. You
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| | few corners down. They know they'll catch
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| can buy bread here for around 1/3 of the
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| | travelers who don't want to get to far
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| price than your average grocery store.
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| | away from where they are supposed to be.
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| Also at discount prices are cookies and
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| | But driving an extra block or two takes
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| snack cakes for your grab and go snack.
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| | little time and gas and can certainly
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| They items you find here are as fresh or
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| | save you plenty.4. Comparison Shop. Don't
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| beat those at the grocery store.5. Use
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| | be fooled by those TV commercials that
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| those coupons. This is probably the most
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| | claim they have the cheapest insurance
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| obvious way to save. Your Sunday paper is
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| | around. There are great companies that do
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| normally packed with them. Take that
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| | charge signifinantly less, but your
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| extra five minutes to cut them out. If
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| | driving record as well as credit history
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| you're looking for a specific coupon, try
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| | factor in on the deal as well.5.
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| the maker's website.6. Look out for after
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| | Surcharge waiver program. Ask your
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| holiday candy clearances. This is
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| | insurance if they have this program. If
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| normally how my family buys our candy.
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| | you've been accident free for a certain
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| The first day after a holiday prices
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| | amount of type while insured with them,
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| typically go down 25-50%. Days following,
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| | and then have an accident, your rates
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| they'll reach up to 75%.7. Join Sam's
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| | won't increase.6.Safety and antitheft
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| Club or Costco. They have membership
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| | features. Airbags, anit-lock brakes,
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| fees, but they sell just about anything
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| | factory-installed seatbelts, and daytime
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| for far less money. Not only do they sell
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| | running lights not only increase safety
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| food, but they offer jewelry, clothes,
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| | for you and your family but may also
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| video games, and holiday items as
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| | qualify you for auto insurance discount.
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| well.Home Products1.Try a dollar store.
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| | Also, most insurers love anti-theft
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| Before shopping anywhere else, try the
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| | devices. In some states have certain
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| dollar store. Many sell brand name
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| | features can allow you to have a 25-35%
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| products as low as one dollar.2.Get
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| | discount.Healthcare1. Avoid the E.R. Most
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| creative in looking for coupons. If you
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| | of our trips to the emergency room do not
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| can't find that certain item in Sunday's
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| | require emergency care. But they end up
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| paper, call the toll free number on it's
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| | costing us signifigantly more than a
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| package. Often they'll send you some
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| | regular doctor visit. Check now for any
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| coupons just for asking. Don't forget to
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| | urgent care centers in your area and use
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| search the internet. Try here Are you in
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| | them instead whenever possible. You could
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| a group qualified to pay less? Look into
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| | potentially save up to 70%.2. Go to
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| it. You may qualify for lower prices if
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| | health care clinics. Try to avoid shots
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| you are low income, disabled, a veteran,
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| | from your regular doctor. Health clinics
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| senior citizen, or active in the
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| | normally have a set fee which is very
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| military.2.Ask power company about
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| | inexpensive.3. Use Generic Drugs whenever
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| discounts based on income. If you
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| | possible. Before leaving the doctor's
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| qualify, ask if there's a program that
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| | office, ask about a generic brand. There
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| rebates part of gas and electric bills
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| | is no difference in quality, but there
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| once a year. These savings can amount up
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| | may be a large difference in price.Pets1.
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| to hundreds of dollars a year.3. Cable
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| | Look for a spay/neuter clinic. Check the
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| companies sometimes offer discounted
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| | yellow pages for a low cost clinic. They
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| services to certain people. Seniors,
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| | typically offer more services, such as
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| military, and lower income families may
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| | shots and other minor procedures.2. Shop
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| get lower rates. Check websites of local
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| | online. Many pet medications such as flea
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| providers or call.4. Sign up for
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| | treatment, wormer, and heartworm pills
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| auto-pay. Ask if there's a fee waiver for
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| | are a great deal less. Remember reputible
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| those who have their bill taken directly
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| | site will ask for the prescribtion before
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| out of checking accounts. You won't have
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| | you can have it filled.Entertainment1.
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| to worry about late fees again either.5.
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| | Shop online at There is a wide range of
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| Bundle services together. If you recieve
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| | music here. Sellers sell items ranging
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| cable and internet from two different
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| | from acceptable to like new. There is a
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| providers, find out if you can switch to
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| | good chance you'll get what you expect
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| a plan that combines both for lower rates
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| | because sellers strive to keep a good
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| than when paid seperatly.6. Eliminate the
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| | reputation to buyers.2. Try Ebay. You
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| landline. If you have a cell phone and
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| | might find an even better deal because
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| don't need it for internet purposes, look
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| | you bid for items. Always check shipping.
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| into eliminating it altogether.Clothing1.
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| | Some sellers like to raise shipping costs
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| Shop outlets. In some cases you can save
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| | to make more.3. Join a bookstore discount
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| 25-75% than regular department stores.2.
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| | card program. Every purchase you'll
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| Stock up on staples. Items like socks and
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| | recieve about 10% off regular price. Some
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| undergarments have periodic sales at
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| | charge a fee, but for avid readers, the
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| major discount prices.3. End of season
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| | fee is well worth it.4. Check travel
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| sales. Long before seasons change,
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| | discount websites. While you're at it,
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| seasonal clothing hits the clearance. New
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| | book your reservations online to save a
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| season products come in months ahead,
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| | few bucks or more.5. Kids stay/eat free.
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| hence the sales.Kids1. Try Ebay. Be
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| | Most hotels typically don't charge for
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| careful because you're buying from
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| | children with you. But first check what
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| individuals you don't know. But Ebay
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| | is considered "kid". Age limit ranges
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| offers new toys at discount prices,
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| | from 16-19.6. Frequent stayer programs.
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| sometimes much cheaper than in
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| | If you frequently travel, check the hotel
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| stores.Always check for shipping charges
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| | you like to stay at for frequent stayer
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| before placing your bid.2. Timely
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| | programs, similar to frequent flier
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| purchases. Shop early for Christmas toys.
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| | programs. You may earn free nights and
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| Preferrably before Thanksgiving. Research
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| | other perks.
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